Money
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Extreme Couponing – Money Saver or Time Waster?
Extreme Couponing – Money Saver or Time Waster? We have all seen those shows on TV that show the amazing moms who have turned coupon clipping into an art form. They scour the local papers, grocery store inserts and the web for the best deals. They utilize elaborate organization systems for making their shopping trips as productive as possible. It is enough to make my head spin. I am all about saving money and I have been known to clip a few coupons myself. I even take advantage of a good deal or two in my local grocery store. But savings is not just about dollars and cents. Value…
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Money: Saving with Groupon.com
Saving Money with Groupon.com Groupon.com is a free subscription service that offers a cornucopia of items at discounted prices. There are deals on restaurants, household goods, toys, clothing, make-up, even vacations. When you sign up you give the site your location and your email address. Your location allows Groupon to show you ads targeted for your area. These ads are most often for restaurants and services near where you live. Your email address allows Groupon to alert you hot deals. We are all trying to save money, so a site that can offer a way to do that can be a big benefit. I want to caution…
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Money: Save by Cutting Corners
Children have a wide range of needs. The problem that parents might face is finding the funds to pay for the needs of the entire family while also putting aside a little extra for emergencies, college and retirement. By following a few money saving tips, parents can reduce the expenses and provide a great lifestyle for the present. Buy a Used Car Buying a new car is not the best way to handle personal finances or the financial needs of a family. According to DaveRamsey.com, the average new car costs around $26,000 and the interest rate on that new car averages 9.6 percent. That means a new car will…
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Life Planning: Saving for Retirement
Planning for Retirement I’ve said before that I am not a financial advisor. But I have learned a few things along my path. It is very important to save something for retirement. I am a firm believer that we are the makers of our own destiny and as such we are responsible for the planning that takes us to that destiny. That said, I have always been a bit skeptical about the reliability of Social Security benefits by the time I reach that golden age. So I have taken some steps to make sure there is something in the coffers when I need it. Tip #1:…
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Money: Saving For College
If you have at least one child I’m sure you have at least thought about what to do about saving for their education. Choosing the right option can be a daunting task. There are many factors to consider. This post is not designed to help you choose what option is best for you, but to give you a bit of information on what the options are. I want to focus on three options. The Pre-Paid Tuition Plan – This type of plan allows you to pay for tomorrow’s college costs at today’s price. Sounds great, right? Well there are some things you should know. First, your child must…
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Gifts That Makes Cents For Kids
The newest toy fad will keep the kids occupied for a few months until a newer one comes out, or they just grow tired of it. Teenagers like gift cards so they can choose their own presents. But recent studies revealed that billions of dollars in gift cards go unredeemed each year, and that the full value of the cards are never realized due to the fees charged by the issuer. Holidays may be over, but gifts are given year round and here are a few ideas that will not only instill financial responsibility, but give kids an early lesson on investing and savings. Gold There are few investments…
