Plan
-
Life Planning: Saving for Retirement
Planning for Retirement I’ve said before that I am not a financial advisor. But I have learned a few things along my path. It is very important to save something for retirement. I am a firm believer that we are the makers of our own destiny and as such we are responsible for the planning that takes us to that destiny. That said, I have always been a bit skeptical about the reliability of Social Security benefits by the time I reach that golden age. So I have taken some steps to make sure there is something in the coffers when I need it. Tip #1:…
-
Money: Saving For College
If you have at least one child I’m sure you have at least thought about what to do about saving for their education. Choosing the right option can be a daunting task. There are many factors to consider. This post is not designed to help you choose what option is best for you, but to give you a bit of information on what the options are. I want to focus on three options. The Pre-Paid Tuition Plan – This type of plan allows you to pay for tomorrow’s college costs at today’s price. Sounds great, right? Well there are some things you should know. First, your child must…
-
A Dream Vacation to Scotland
© Copyright Ian Taylor and licensed for reuse under this Creative Commons Licence. I have always been fascinated with history. I can lose myself for hours simply researching different civilizations and the ways of life of our ancestors. I am particularly in love with Scottish history. There is so much rich history in the land. From ancient battles, wars with England, battles with Vikings, clan feuds….Not to mention the amazing stories of the people who lived through it all. We all hear about William Wallace (Braveheart), but there are so many more legends and tales that derive from Scotland. All of this has fueled my endless need to learn more. So when asked where I would…
-
Gifts That Makes Cents For Kids
The newest toy fad will keep the kids occupied for a few months until a newer one comes out, or they just grow tired of it. Teenagers like gift cards so they can choose their own presents. But recent studies revealed that billions of dollars in gift cards go unredeemed each year, and that the full value of the cards are never realized due to the fees charged by the issuer. Holidays may be over, but gifts are given year round and here are a few ideas that will not only instill financial responsibility, but give kids an early lesson on investing and savings. Gold There are few investments…
-
Creative Budget-Friendly Party Planning Tips
Huge extravaganzas, blockbuster affaires, five-star entertaining…who has the energy or disposable income these days to plan over-the-top parties anymore? And, really, it’s just not necessary if what you care about is bringing friends and family together to celebrate or mark a special occasion. As someone who has done her fair share of events for work and pleasure, my most successful endeavors come from summoning up a little creative MOJO, some DIY spirit, and keeping it simple. Pick an Un-Themed Theme Rather than pick something standard or choose the latest, popular character theme, try to brainstorm a bit about the guests of honor and the people who will be attending. Think…
-
Tory Johnson’s Spark & Hustle 15-City Tour
Last year I attended the Tory Johnson’s Spark & Hustle business seminar in Los Angeles, California. Erin Condren had told me about the event about two months prior during our phone interview. She told me she had seen great success with her product sales after being featured on Good Morning America Tory Johnson’s program that features entrepreneurial moms and their products. She said Tory invited her to be one of the featured speakers and recommended that I attend the Los Angeles event. I don’t normally attend these type of events, but after doing some research about Tory Johnson and the Spark & Hustle seminars she created – I figured this just might be the push…