Why Should I Reconcile My Bank or Credit Card Statements?   I often come across new clients who say, “I have money in my account at the end of the month; why do I need to reconcile the account?”  Well, for starters, if you don’t reconcile the account(s) you will have trouble creating that budget that we talked about.  Also, if you are a victim of fraud, you won’t necessarily know unless you at least review the statement.  Finally, if you are a business owner, reconciling the statement ensures that you have taken all of your expenses into account so you won’t miss out on any tax deductions.…