Children have a wide range of needs. The problem that parents might face is finding the funds to pay for the needs of the entire family while also putting aside a little extra for emergencies, college and retirement. By following a few money saving tips, parents can reduce the expenses and provide a great lifestyle for the present. Buy a Used Car Buying a new car is not the best way to handle personal finances or the financial needs of a family. According to DaveRamsey.com, the average new car costs around $26,000 and the interest rate on that new car averages 9.6 percent. That means a new car will…