-
Why Moms Need Life Insurance
Why Moms Need Life Insurance with Living Benefits As a mom, you’re the cornerstone of your family’s well-being, providing love, care, and stability. While life insurance is often seen as a safety net for families after a loss, incorporating living benefits into your policy can offer invaluable support while you’re still alive. Many times families get life insurance on the main bread winner, but with the new type of life insurance that offers living benefit riders, families can access the death benefit in the event of an illness, sickness or injury. Thus saving monies earmarked for retirement! And unfortunately, we do not have a crystal ball that will let us…
-
Saving Money Over the Holidays (it is possible)
Photo credit: BMB Photography I love a good deal. I think that is why I tend to do my holiday shopping throughout the year. If I find something on sale that I think a family member or friend might like, and it is on sale, I get super happy. I love finding just the perfect gift and when it is discounted – even better. This also goes for shopping for our family’s essentials like paper products (paper towels, napkins, paper cups, etc.), personal products and cleaning supplies. When you buy everyday essentials in bulk it can save your family a lot of money throughout the year. This holiday season, Sam’s Club is helping shoppers maximize every dollar…
-
Creating a Budget
We have all heard things like: “It’s important to stay within your budget.” But what IS a budget? How do you create one? A budget is simply a list. But it is a very important list. This list shows you where your money comes from and where it goes. Having one allows you to figure out what you can and cannot afford. Here are some steps to get you started creating your budget: Pull out all of your bills. Yes, ALL of them. Even the nasty ones you wish would just disappear. It is important to know exactly what money you need to pay out each month.…
