Most women I know love jewelry!  But with the economy affecting so many families it is tough to go to Tiffany & Company these days.  Instead we are seeing women heading off to Walmar,t which has become the nation’s largest jewelry retailer for both real and costume jewellery.  And in the real jewelry sub-sector, players include Kay Jewelers (Sterling Jewellers), and Tiffany and Zale. For the costume jewelry sub-sector, key players include Target and Claire’s. I love how Target collaborates with some impressive designers and offer adorable pieces at a really reasonable price.   And I am always on the hunt for cool hand-made jewelry and am so happy to have…