You have probably seen your local retailers starting to put up holiday decorations already.  It seems like every year they put them up earlier and earlier in the season!  I don’t really mind as I love this time of year but it was surprising when we hit our local Marshall’s last week to get a few last minute Halloween decorations only to find the shelves filled only with Christmas and Hanukah knickknacks and really nothing left to buy for Halloween!  But as this year, Hanukah is coming early (the day after Thanksgiving) so I have to get on it and start shopping.  Every year I try to take…